The #1 reason people come to me is for a simple problem, but is almost always leads back to their cash flow. I have debt, well you are overspending. I don’t have enough saved up for retirement, well you are overspending and not saving enough. When should I take social security? Well you need to know your cash flow or what money is coming in versus going out with your expenses. One of the best tips you can start implementing NOW is to gain clarity over your cash flow and start tracking it every month. Jess takes you through different ways you can start lowering your expenses so you can better use your money to hit your goals. Why waste your money on stuff that doesn’t bring value into your life? Wouldn’t you rather spend that money on the important things and people in your life?